Welcome To PT. Murni Solusindo Nusantara

PT. Murni Solusindo Nusantara (PT. Murni) was established in Jakarta, in 1992 as a banking product specialist, especially in IT related banking system solutions.With more than 20 years of staffs' experience in Banking and Finance Industry, we are truly System Integrator and System Developer that provides excellent IT solutions in a wide range of products.

Our expertise and experience have made us a dominant force in integrated IT and Banking solutions. Solution that we carry has been used in 90% of Cheque Clearing and Processing in Indonesia.

With Integrated Multimedia Queue Management Solutions (SMARTQUEUE®), We have also provided an integrated solution to improve queue management, service performance and customer satisfaction. Along with best of breed solutions, PT. Murni is Committed to Excellence to provide finest customer services and technical support.
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Product & Services

Inward Clearing Solutions


SMARTINWARD™ is a cheque Clearing System designed and developed to assist banks with processing inbound cheques from the clearing house to financial institution head offices. SmartInward™ processes internal Cheque Sorting, Cheque Image Capture, Cheque Verification to fasten Cheque Processing time and reduce Cheque Frauds.
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Outward Clearing Solutions


SMARTOUTWARD™ is an Integrated Clearing System covering Outbound Clearing Processes from banks' head office/ branches to Clearing Houses. SMARTOUTWARD processes Automated Amount Encoding and Electronic Clearing Data (with/ without document to follow or with image to follow - cheque truncation) to the Clearing House.
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Cheque Book Issuing System


A cheque issuing/ printing application for printing personalisation and encoding the MICR data with MICR Encoder and Personalisation Machines. Furthermore, it produce a report that track all the issued cheque for control and security purposes. The application can be confiugred to print the whole line of MICR from serial number, transaction code, branch code (BSB) , domestic/ account number, extra auxiliary domestic (agent number, serial number) and amount. Whereas, the personalisation capabilites can be configured to print company/ business/ payee name, account title, branch code (BSB), account number, bank name, branch domicile, etc.
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