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PT Murni Aims to Digitalize and Transform Business with StarFIN Asia

Jakarta, April 2022 – PT Murni Solusindo Nusantara (PT Murni) and StarFIN Asia Sdn Bhd (StarFIN) – two prominent technology companies that specialize in developing advanced payment system solutions for the banking and financial industry – established a joint venture company in Indonesia called PT Murni Bintang International (MBI).

As technology continues to play an increasingly critical role in every aspect of business, there is a need to accelerate digital transformation and ensure the companies remain as the leader in their industry.

PT Murni, as a solution provider with more than 30 years of experience in developing various critical payment systems for the Central Bank and all major banks in Indonesia, always strives to innovate and pave the way for digital transformation in Indonesia.

StarFIN, as a market-leading company with a business presence in Malaysia, Myanmar, Philippines, Singapore, Pakistan, and other Asian countries, aims to expand its business further by entering the Indonesian market. As the 4th largest populated country (277 million) in the world, Indonesia has a huge potential market with over 100 banks, 1,000 non-bank financial institutions, and over 60 million SMEs.

Hence, with the establishment of this joint venture, MBI aims to expand the business into Indonesia and the global market by combining PT Murni and StarFIN expertise in digitalisation. Both the companies hope that this strategic partnership can add value and enhance their already popular and successfully-implemented solutions.

MBI for its first project has developed SMARTGATEWAY™ solution for BI-FAST payment transactions. SMARTGATEWAY™ is a ready-to-use application that connects Core Banking System (CBS) with the Central Bank BI-FAST system and requires zero to minimum modification on the internal system.

The next project for MBI is to enhance SMARTQUEUE® system, PT Murni’s customer experience solution, with e-KYC and signature verification system. This will be a game-changer for the customer experience improvement and digital onboarding process in Indonesia and the world. These solutions are expected to accelerate digital adoption and system transformation while maximizing security and providing benefits for all involved.

MBI will also introduce Robotics Process Automation (RPA) solution. This solution aims to speed up the SME adoption of Industry 4.0 by eliminating manual processes and minimizing human error with the utilization of software robots.

This joint venture is also a part of PT Murni’s business expansion towards IPO and is supported with digital solutions that PT Murni already has like the end-to-end customer experience solutions, AI-powered digital signage solutions, innovative self-service solutions, digital marketing services, and many more, PT Murni is committed to accelerating digital transformation for businesses across industries.

For more information, please contact us via e-mail at info@murni.co.id.

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2022-04-11 06:12:41

PT Murni is Ready to Implement BI-FAST Solution for Bank and Non-Bank Financial Institution

BI-FAST, a part of Indonesia Payment Systems Blueprint 2025, is a retail payment system that promotes faster, easier, and cost-effective transactions, which can be done in real-time and available 24/7. Unlike the current system, BI-FAST does not require account number information for customers to make online transfers. Now, transferring money can also be easily done by using recipientƒ??s mobile number or email address.

Aiming to enhance and standardise the quality of online transfer services, BI-FAST is expected to increase financial inclusion by reaching as many people as possible. Therefore, the adoption of this system will provide enormous benefits for the government, society, banks, fintech companies, digital payment providers, and the digital financial ecosystem in Indonesia.

This payment system will be implemented in 2021 and as the main participant, banks are required to prepare all the necessary solution and infrastructure. As the solution provider of SKNBI, which is a critical national payment system with very high availability, PT Murni introduces SMARTGATEWAYƒ?› to ensure smooth and hassle-free implementation of BI-FAST for every participant.

Mr. Christian Liadinata, CEO of PT Murni, explained that SMARTGATEWAYƒ?›is a ready-to-use application that connects the Bank Indonesiaƒ??s system with the system owned by each participant. Developed as a smart, flexible, and adaptive solution, SMARTGATEWAYƒ?›ensures a faster, easier, and cost-effective implementation of BI-FAST with no to minimal modification on the participantsƒ?? part.

In addition, the SMARTGATEWAYƒ?›solution can be easily integrated into the participantƒ??s internal system; therefore, it will reduce the time and process required for BI-FAST implementation.

As a solution provider with over 29 years of experience in the Indonesian banking industry, PT Murni also develops SMARTGATEWAYƒ?› as a holistic, secure, and value-added solution for banks so that this solution does not only facilitate BI-FAST, but also other digital payment systems such as RTGS, bulk payment, SWIFT ƒ?? all in compliance with ISO20022 payment standards.

ƒ??With BI-FAST being a critical national payment system, choosing the right solution from a solution provider (Vendor) with proven expertise in national payment system becomes the key for successful BI-FAST implementation.ƒ? he added.

For further information, please contact our Expert Consultants via email BI-FAST@murni.co.id.

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2021-06-16 05:00:00

Secure Your Valuable Assets from Internal Frauds

This seminar is held by PT Murni, a reputable ISO 9001:2015 certified and ICT-based solution provider company, in collaboration with Amiya, a leader in innovative & future-oriented ICT security infrastructure solutions, discussing the following topics:

  1. Improving Traceability of Your Digital Assets
  2. Controlling Access and Logs is the Keys to Internal Security
  3. Building a Secure Application

Date & Place

Wednesday, 17th October 2018
PT Murni Products & Solutions Gallery
Business Centre, Thamrin City 6th Floor No. 630

For more information & registration, please contact:

Indah – 021-584 1060 (ext. 11122) or WhatsApp (WA) – 085716114455
For more detailed information on available sessions, topics, and speaker profiles, please  icondownload invitation.

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2018-10-11 04:44:00

PT Murni Held a Seminar to Secure Company Valuable Assets from Internal Frauds

front Seminar to Secure Companys Valuable Assets

Attended by numerous enterprises of various business sectors in Indonesia, this event brought up discussion of ways to anticipate internal fraud cases which often faced within the organization, including the illegal access to confidential assets, violation of authorization, and information theft from internal parties.

According to Insider Threat Report 2018 by Cybersecurity Insiders around 57% target of insider attack is confidential business information, including financials, customer data and employee data.

Seminar to Secure Companys Valuable Assets 2This type of insider attacks has been undetectable for years because of the difficulty in differentiating harmful actions and regular work. Even if it is detected, the employee can easily assert that the mistakes happened unintentionally, said Samore Kuo, the Security Expert from Amiya Corporation.ation, and information theft from internal parties.

blankTo mitigate risks of internal frauds, monitoring of sensitive assets and log management system need to be applied. Alog Agentless Log Management System helps company to not only protect confidential data and information, but also allow for easy tracing of Usersƒ?? activities within the system. This solution improves traceability of digital assets by controlling access and logs and provides notifications whenever anomaly activities, such data breach, occur.

Seminar to Secure Companys Valuable Assets 4

PT Murni hopes this seminar help in educating and building awareness on the importance of securing companyƒ??s valuable assets from internal frauds. However, considering the sensitivity and confidentiality of data, it is crucial to choose proper security solution that is able to securely and seamlessly adapt with any existing system. With the combination of proven technology and technical expertise from Japan, ALog is more than capable to achieve those objectives, effectively elevating internal security level and preventing potential risks due to internal data theft.

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2018-10-22 01:57:00

Digital Retail Cash Transformation Seminar

Therefore, to help retail chains transform their current business process, we will be presenting a Free Seminar of Digital Retail Cash Transformation, the first Point-of-Sale cash payment automation technology in Indonesia.

This seminar is held by PT Murni, a certified ISO 9001:2015 banking solution provider company that has successfully implemented the largest cash recycling solutions in Indonesia, in collaboration with Glory Global Solutions Japan, the global leaders in cash recycler technology solutions.

The seminar will take place in:

PT Murniƒ??s Products & Solutions Gallery 

Thamrin City Business Centre 6th Floor No. 630

on 3rd and 4th July 2019

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or kindly contact:

  • Isyuni – 021-584 1060 (ext. 11124) or WhatsApp (WA) ƒ?? 081317882482
  • Indah – 021-584 1060 (ext. 11222) or WhatsApp (WA) ƒ?? 085716114455

For more detailed information on topics, time session options, and speaker profiles, please click here to download the invitation.

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2019-06-13 03:09:00

In Business During Pandemic: Application of Technology for H&S Measures

We can’t help it really. The choice is either to give in to a most-likely economic downfall, or to fight it through despite the constant spread of the disease. If all people were self-sustained, for certain there would be no issues with long-period lock down. Unfortunately, that is not the case. Most people, most of us, donƒ??t grow our own foods, nor do we hunt or fish. We donƒ??t produce our own fuels, nor can we generate our own electricity. How do we survive?

The new normal is indeed the answer. It allows businesses to continue in operation while applying appropriate protocols to ensure health and safety of their employees and customers.

At the least, businesses pay attention on the application of these precautionary measures if they wish to reopen their premises:

  • Temperature checking
  • Hand-washing and/ or hand-sanitizing
  • Putting on face masks
  • Physical distancing

However, every business applies these measures differently. Letƒ??s get into the different methods or technologies used in the efforts to prevent the spread of Covid-19 in their premises.

Temperature Checking

Manual Temperature Measurement Device (MTMD)

Photo by Anton on Unsplash

#1: Manual Temperature Measurement Device (MTMD)

Manual Temperature Measurement Devices (MTMD) requires operator or user to hold and direct the device to the respective part of human body.

Examples of MTMD are:

  • Thermometer
  • Thermo gun
  • Handheld thermal (imaging) camera

With thermometer and thermo gun, userƒ??such as the security guardƒ??is required to be in close proximity to the subject whose body temperature is to be measured. This leads to potential risk of contagion.

With thermal camera, however, user can simply direct the device from a distance to the subject, which will certainly eliminate the risk of contagion due to proximity.

Nevertheless, there is no dispute that a dedicated personnel is needed to operate an MTMD and make sure suspected patients are separated from the mass as protocol.

#2: Automatic Temperature Measurement Device (ATMD)

As opposed to MTMD which requires manual handling, an automatic temperature measurement device (ATMD) is self-service. It utilizes a thermal or heat sensor or thermal camera to read the temperature of objects.

Examples of ATMD are:

  • CCTV camera with heat detection capability
  • Self-service automatic temperature measurement device with facial/ biometric recognition

Both devices can simply be fixed or mounted at the right locations. CCTV cameras on strategic corners of the ceilings. Facial recognition devices on pedestals or tabletops at the security gates, concierge desks, attendance check-ins, or access doors.

With these devices, authorized personnel such as security guards can simply monitor suspicious visitorsƒ?? temperatures on screen and only take required actions when necessary.

img3

Left Photo by cottonbro from Pexels

More importantly, the best feature of any ATMD is its capability to be developed further or integrate with other systems to streamline business processes and improve efficiency. Below are some examples.

ATMD with Back Office Alert System

With back office alert system, no dedicated personnel should be ƒ??eye-ballingƒ?? on screen in search for suspected patients. They can do other tasks while waiting to be notified when temperature reading is alarming.

ATMD with Back Office Alert System

Photo by Pixabay from Pexels

ATMD with Attendance System

Integrated with an attendance system, not only ATMD unit will be able to detect who is checking in or out. But, it will also read and record the personnelƒ??s temperature in the system. A special notification can be produced when temperature is alarming, or even better the HR department can receive alert on the suspected patients.

ATMD with Access Door System

This example of integration of ATMD is the best and most efficient of all. It does not require any back office personnel to take physical actions upon detecting suspected patients. Instead, itƒ??s simple. The system will simply reject the personnel at the entrance by not opening the access door for them. In this way, there will not be any risk of contamination as suspected patients are not at all permitted in the premises.

To learn more about self-service automatic temperature measurement device, visit here.

Hand Washing

#1: Manual Hand Washing Station (MHWS)

Manual Hand Washing Station (MHWS) dispenses water and soap by manual trigger. Usually user simply turns the water faucet and press the hand wash bottle to eject the cleansing liquid. Another way to dispense water and soap manually is by installing a mechanics that allows user to simply step on the water pedal to dispense water from the tap, or the soap pedal to eject the hand wash.

While the first method is simpler, the latter however minimizes person-to-person contamination from touching the water faucet and hand soap pump.

#2: Automatic Hand Washing Station (AHWS)

With proximity or heat sensor, water tap and hand soap dispenser can be equipped with the capability to detect presence living body in this case the hands. Upon successful detection, water or liquid hand soap will be dispensed accordingly, minimizing surface contact.

Hand Sanitizing

Similarly, hand sanitizer dispensers can comprise of two types: manual and automatic. The manual one requires user to press the pump to eject the sanitizing liquid. On the contrary, the Automatic Hand Sanitizer Dispenser (AHSD) avoids contamination due to hand-to-hand transfer.

Some AHSD units even incorporate digital signage as an effective media to educate and spread awareness on Covid-19 and its prevention. The signage also serves as promotional tool that facilitate up-selling or cross-selling activities.

To learn more about automatic hand sanitizer dispenser, visit here.

Putting on Face Masks

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Photo by Anna Shvets from Pexels

How do businesses guarantee that all employees or visitors entering their premises wearing face masks?

Other than enforcement by procedure and repeated education, businesses can provide face mask alerts using face recognition technology.

With incorporation of face recognition technology at ATMD or attendance system the software can be developed to identify if a person is wearing a face mask or not. Written and voice-over reminder can be provided in case someone does not put his or her face mask on.

Better yet if the technology is integrated with access door system. Those without face masks will be guaranteed no admission to the premises.

Physical Distancing

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#1: Floor/ Seat Labeling

The easiest way to facilitate social distancing is by labeling every certain distance of the floor or on the seats on which people are at a safe distance from each other. This method is applicable in supermarket, cashierƒ??s queue, customer service centers, bank branches, pharmacies, clinics and hospitals, and more.

With this method, crowd awareness is highly expected. However, crowd control through verbal reminders and notifications may still be required from officers in charge.

#2: Digital Signage

 

Integration with Count Sensor

Modern convenient stores and supermarkets have usually applied count sensors at their entrances/ exits. A system that integrates with these sensors can be developed to display visual information on digital signage, for example on:

  • The maximum number of people allowed in the premises
  • The number of people currently within the premises
  • Alert when the maximum number allowed has been reached or exceeded

With this information displayed before the entrances, customers or visitors would be made aware on the situation. Thus, they may enter or wait accordingly.

On top of that, in addition to visual alert, the system may also be developed to produce sound or voice over alert through built-in speakers, buzzers or PA system.

Integration with CCTV Camera

Not only providing the total number of people currently within the premises, with integration with CCTV camera having heat detection capability, the system will also be able to recognize distances between one body heat to another. This helps identifying potential contamination due to close proximity, from which alerts can be provided to officers in charge to investigate and resolve the situation.

Other Technologies

In place of officers, some businesses have started to look into various robotics and automation technologies. Robot attendant or concierge has paved its way to help minimize people to people contacts. Virtual Services such as virtual tellers or customer services are becoming more popular, particularly with self-service machines developed for the purpose.

Cash transactions are converted into cashless. Or, cash handling is at least minimized with the use of machinery to support semi- or even full-automation.

Also, more and more businesses explore and convert their on-premise services to online services, with online delivery services come in line for delivery of physical goods.

The point is, we may see more business transformation ahead as no one knows how long this pandemic situation would last. Worst, the world may have just to adjust their lifestyle and how they conduct their businesses to survive and ƒ??stay aliveƒ?? along with the virus. Weƒ??ll just have to wait and see.X

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2020-07-29 04:17:00