is a reliable solution with a superb capability to encode characters on the MICR field and personalised information on the specified area in one single pass, simultaneously and accurately.
SMARTPERSONALISATION™ performs MICR encoding and cheque personalization in one single pass, simultaneously and precisely, at a speed of up to 75 documents per minute. It minimizes human intervention and errors and saves all resources (money, manpower, and time).
SMARTPERSONALISATION™ is applicable with either the FZA-2155 or BP65/65S, high-end impact cheque printers for accurate and readable MICR code, thus reducing the reject rate.
SMARTPERSONALISATION™ ensures the MICR code is letter-pressed onto the documents, making it harder for fraudsters to peel and alter the information.
Because SMARTPERSONALISATION™ allows for MICR encoding and cheque personalization in one single pass, it also removes the need for using two different devices for combined purposes and minimizes dependence on third parties.
SMARTPERSONALISATION™ is a cost-effective and automated chequebook printing solution, enabling two printing technology in one single pass.
This chequebook issuing solution prints high quality MICR using impact printing technology and personalisation (customer and branch information) using inkjet printers.
MICR is used for automated clearing, while personalisation is used for extra security to prevent fraud attempts. With more information presented on the cheque, it will be more difficult for cheques to be forged.
Cheque personalisation is the printing of Payors’ name and account number on the cheque.
The printing of cheque personalisation improves security of chequebook printing due to:
Chequebook printing system can be done in multiple ways; two of the most common methods are: one is using separated MICR encoder and printer, another option is using only MICR laser printer. However, these current methods of chequebook printing are not efficient and exposed to various potential problems such as higher risks of frauds, higher reject rate, as well as costly and time-consuming process.
To answer the above challenges, we are introducing SMARTPERSONALISATION™, a cost-effective chequebook issuing solution which encodes MICR and prints personalisation automatically in one single pass, providing security and faster process simultaneously.  Â
using impact technology
using inkjet printer
for MICR & personalisation lines
to eliminate manual data input
of access rights with log activity reports
of cheque printing history featuring easy search
for centralised, semi-centralised, and decentralised
to ensure security of blank cheques management
To handle chequebook request from various ordering channels
High Volume Cheque Personalisation Encoder
High Volume Cheque Personalisation Encoder
Minimised potential cheque fraud with impact printing which is difficult to forge
Reduced MICR reject rate with precise and long lasting MICR printing
Streamlined business process with automatic data entry to core app
Improved traceability with secure management of blank and printed cheques
Efficient business process with automatic MICR and personalisation printing at once
Highly scalable solution for centralised, semi-centralised, and decentralised implementation
To find out more about SMARTPERSONALISATION™