With over 30 years of experience as national payment system provider including SKNBI, a critical national payment system with very high availability, PT Murni introduces SMARTGATEWAY™ to ensure faster, easier, and more cost-effective BI-FAST implementation for every participant – both Banks and non-Bank financial institutions.
SMARTGATEWAY™ is the bridge that connects your system with Bank Indonesia’s system.
Reliable and proven workable to perform real-time and straight through payment processing, SMARTGATEWAY™ enables participants to save cost, time, and effort by being so smart, adaptable, and scalable – ensure no to minimum modification on internal system while also highly flexible to accommodate the needs of other digital payment system.
The answer to critical projects with limited timeframe. Beyond an ordinary middleware application, SMARTGATEWAYTM requires zero to minimal modification on the participants’ part. It also supports various transaction channels & payment systems, making it flexible enough to adapt with current SKNBI format.
Speed up BI-FAST implementation even further SMARTGATEWAYTM supports various integration methods via different type of interface such as Web Service, API, MQ, Database, and SFTP. It accommodates BI-FAST account inquiry & proxy address as well.
Ready to support your business in the long run SMARTGATEWAYTM does not only facilitate BI-FAST and SKNBI, but also other digital payment systems such as RTGS, bulk payment, SWIFT – all in compliance with ISO20022 payment standards.
Get real-time view of transaction status in one quick glance Trace the status and flow of each transaction easily. The automatic SMS or email notification to authorized users also ensures that you will be aware and react quickly to manage any error or unusual transactions.
Protect sensitive data by maximising security Ensure data accuracy by validating the outgoing and incoming transactions. Even more, all of the data can be transferred, stored, and encrypted in the database to prevent malicious attempt to access sensitive data.
Improve traceability and transparency of all transactions Get scheduled and ad-hoc reporting of all transactions with automatic delivery. Audit trail of transaction flow, process, and status is also available for more effective risk management in critical and fully digital national payment system.
Cut down the cost, time, and process required for BI-FAST implementation
Quick problem solving with higher visibility of transactions’ information in real-time
Optimum investment with compatibility to support other payment systems and future needs
Maximum data security and accuracy
More effective risk management with traceable process
Maximum up time guarantee to support 24/7 and real-time processing
Since 1992 experience in providing a wide range of products and solutions
An ISO 9001:2015 certified company
Experienced in providing a wide range of products and solutions since 1992
Market leader in banking and financial-related industries
Trusted by major banks in Indonesia to handle nationwide critical projects
To find out more about SMARTGATEWAYTM